Frequently Asked Questions

a. We have worked with Bankruptcy Consumers and Attorneys for over 25 years.
b. Our longevity makes us the experts regarding all your clients’ automobile needs

a. No, your clients can be preapproved for a vehicle prior to filing a Chapter 7 Bankruptcy
b. Once your clients file, the car is delivered at no cost or obligation, day 1
c. In a Chapter 13 Bankruptcy, we can help your clients’ post-confirmation of the plan

a. We encourage clients to keep their vehicle if they are happy with it. Additionally, they can avoid sales tax through redemption. Our partnership with 722redemption.com ensures your clients are presented with all options

a. As soon as the plan is confirmed, your client can select a vehicle matching their approval
b. We can usually hold a vehicle for 2 weeks – or ensure a very similar one is available – to allow time for the post-confirmation approval process to unfold.

a. An Attorney can request a fee for helping their client replace their vehicle. This fee can be case by case basis ranging from $0 up to $300.

a. This varies from lender to lender, however, most of our lenders report to all three major credit bureaus.